Help with funeral expenses

4 mins read

This advice applies across the UK.

There is financial help available to go towards funeral costs, including for the costs of a child’s funeral and to help families on low incomes.

In this article

Funeral Payments

For families in England, Northern Ireland and Wales

If you are on a low income, you may be eligible for a Funeral Payment (also called a Funeral Expenses Payment). Scotland has its own system of Funeral Support Payments, which have replaced Funeral Expenses Payments. 

This is a government grant to help meet the other costs of a simple funeral, and it doesn’t need to be paid back. 

You may be able to get a Funeral Payment if you are the child’s parent, or you were receiving Child Benefit for the child who has passed away, and you are in receipt of one of the following ‘qualifying benefits’:

If you have taken on responsibility for funeral costs and you are neither the child’s parent, nor someone who was getting Child Benefit for them, call our freephone helpline for further advice.

What costs does it cover?

Bear in mind that a Funeral Payment is likely to meet only some of the funeral costs. The website has information on the types of funeral costs it can meet. More detailed information on the costs met, and of other potential sources of financial help, such as charitable trusts, is available from our freephone helpline.

If your child had any assets, then a Funeral Payment may be recovered from their estate.

How to claim a Funeral Payment

In England and Wales, you must claim within three months of the funeral, on form SF200, available from the Bereavement Service Helpline on 0800 731 0464. You can download the form at

In Northern Ireland, you can get a form from your local social security office or download it from You must claim within six months of the funeral.

When might I be refused a Funeral Payment?

You will be refused if there is another parent – for instance an ex-partner – who is not getting a qualifying benefit. In these circumstances, you will only get a funeral payment if that other parent was ‘estranged’ from the child. By this, the government mean that there was a breakdown in the relationship between that other parent and your child. 

For families in Scotland

Scotland has its own system of Funeral Support Payments, which have replaced Funeral Expenses Payments. 

Children’s funeral funds

In England, a Children’s Funeral Fund reimburses funeral directors and burial authorities for the burial or cremation fees of a child under 18, while also providing £300 towards the costs of a coffin, shroud or casket for that child. The fund is not means-tested, so it makes no difference what income or savings you have.

See more information about the scheme in England

In Wales, families can claim £500 as a contribution towards the funeral cost of a child under the age of 18. Read more about the scheme in Wales.

In Northern Ireland, a new Child Funeral Fund will launch in June 2022. The Child Funeral Fund will make a one-off lump sum payment of £3,056 towards funeral costs, paid to the parent or to the funeral director for a basic funeral. The fund will not be means-tested, which means anyone can apply regardless of their income or savings. The Fund will not cover any costs that you have already received help with under the means tested funeral payments scheme.

In Scotland, it usually does not cost anything to bury or cremate a child under 18, and additional help is available through Funeral Support Payments.

Practical support for bereaved parents

What to do when a child dies

Help with funeral expenses

Sorting out your finances

Taking care of yourself