Invite your MP to help unlock savings for disabled young people
2 mins read
Tuesday 17 February 2026
Thousands of disabled young people are being locked out of their own savings when they turn 18.
Child Trust Funds and Junior ISAs are designed to give young people a financial start in adulthood. But for those who lack mental capacity to manage their money, accessing those savings can mean facing a complex, lengthy and often costly legal process.
For many families, this feels deeply unfair. These savings were set aside for their child’s future yet when that future arrives, the money can be out of reach.
We are taking this to Parliament
On Wednesday 4 March, Contact and the UK’s largest Child Trust Fund provider, OneFamily, have organised a parliamentary meeting.
MPs will have the opportunity to hear from families and financial providers about the possible solutions to unlocking savings.
MPs are much more likely to attend if they hear from families in their constituency.
It only takes a minute to email your MP using our simple tool.
This is a real opportunity to move the issue forward. Together, we can help unlock savings for disabled young people.
Need advice?
To find out the steps you need to take in order for your child to claim their Child Trust Fund, please use our flow chart below.
It’s important to note that the Child Trust Fund may have been converted to a Junior ISA. If so, you may encounter the same challenges accessing a Junior ISA as accessing a Child Trust Fund.
Try our Child Trust Fund flowchart.