Home Help for families Information & Advice Benefits & money Benefits & tax credits Carer’s Allowance
7 mins read
Carer's Allowance is the main benefit for carers. You might be able to get it if your child is on the care component of Disability Living Allowance at the middle or highest rate or if they get the daily living component of Personal Independence Payment.
Carer’s Allowance is the main benefit for carers. You might be able to get it if your child is on the care component of Disability Living Allowance at the middle or highest rate or if they get the daily living component of Personal Independence Payment.
It is not means-tested, so it does not matter what savings you have, and most forms of income are ignored (for example any occupational or personal pension you receive). However, if you work you can only get Carer’s Allowance if your earnings after deductions are no more than £128 per week.
In Scotland, Carer’s Allowance is to be replaced with a new benefit called Carer’s Assistance. This process was expected to start in 2022 but may be delayed because of the Coronavirus outbreak.
You qualify for this benefit if you provide at least 35 hours of care per week to someone who gets one of:
You also must meet certain tests linked to your immigration status and the length of time you have spent in the UK.
If you share the care of a disabled child with someone else and you each provide at least 35 hours a week care, only one of you can get Carer’s Allowance for that child.
There are additional tests if you work or study.
If you work you must not earn more than the ‘earnings limit’ of £128 per week.
In calculating your earnings, you can make certain deductions from your gross wages. This not only includes any tax and national insurance you pay but also:
If your earnings after these deductions are £128 per week or less, you can keep all of your Carer’s Allowance. If your earnings after these deductions are even 1p more than £128 per week, you will lose all of your Carer’s Allowance.
If your earnings vary they should be averaged out, although the period used is at the discretion of the DWP. If there is no recognisable cycle of earnings that repeats itself, guidance suggests that they should average your earnings over five weeks or any other period that they think gives a more accurate figure.
If you are self-employed your average earnings are normally based on your last year’s accounts unless there has been a significant change in your business.
Only your earnings are counted. If you have a partner who works their earnings are ignored.
If you get Universal Credit, and your earnings are too high to get Carer’s Allowance, you should still qualify for an extra Universal Credit payment called the carer addition.
If you study, you cannot get Carer’s Allowance if you are in full time education. Generally you are treated as in full-time education and unable to get Carer’s Allowance if your course is described as full time by the course provider. However there can be exceptions to this – for example if you have been granted exemptions from parts of the course.
Even if a course is described as part-time, you still cannot get Carer’s Allowance if it involves 21 hours or more ‘supervised study’ each week. Supervised study does not just mean the hours of contact you have with teachers or tutors at your school, college or university. Work that you do elsewhere e.g. at home is also treated as ‘supervised’ if it is study that is required to meet the reasonable expectations of the course.
Carer’s Allowance is £67.60 a week.
You can only get one award of Carer’s Allowance even if you are looking after more than one person.
Claiming Carer’s Allowance can also help protect your right to a state retirement pension. This is because you will receive class 1 National Insurance credits for every week you get Carer’s Allowance.
Carer’s allowance claimants in Scotland receive supplementary payments from the Scottish Government. This is done by a lump sum payment twice a year.
If you are claiming a means-tested benefit such as Income Support, Housing Benefit or Universal Credit, any Carer’s Allowance you get is taken into account as income when calculating these other means-tested benefits. However to ensure you are better off an extra amount of £37.70 per week known as the ‘carer premium’ (carer element in Universal Credit) is added to that means tested benefit.
You cannot be paid Carer’s Allowance at the same time as certain other non-means-tested benefits like contributory Employment and Support Allowance or State Pension.
However it is still worthwhile making a claim for Carer’s Allowance in these circumstances. By making a claim you will establish an “underlying entitlement” to Carer’s Allowance. This means you will be counted as a carer for means-tested benefits, and these will be calculated more generously with a carer premium being added into your payments.
Carer’s Allowance is treated as income for tax credits purposes. Despite this you are usually left better off after making a claim. This is because the amount of Carer’s Allowance paid is greater than any drop in tax credits.
In order to avoid an overpayment it is important that you let the Tax Credit Office know that you are getting Carer’s Allowance.
So long as you claim as the carer of a dependent child, a claim for carer’s allowance will not have any impact on the benefits that they receive.
Claiming carer’s allowance for a disabled adult is also not normally a problem. However if they are a disabled adult who receives a payment known as the ‘severe disability premium’ as part of a means tested benefit claim, they will be left worse off if you get carer’s allowance for them.
You can apply on-line using the government’s Carer’s Allowance webpage. In Northern Ireland you claim online at the NI Direct website.
Alternatively if you would prefer to use a paper claim form you can call the Carer’s Allowance Unit on 0800 731 0297. To make a claim in Northern Ireland call the Benefit Enquiry Line on 0800 587 0912.
Carer’s Allowance should be backdated to the start of the DLA/PIP award so long as you claim within 3 months of receiving the decision awarding your child DLA or PIP.
Our all-in-one book with all the information and help you need to enjoy family life.
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.