In this section

Grants, loans & welfare assistance schemes

3 mins read

Information about charity grants you might be able to apply for, local welfare schemes and budgeting loans/advances.

In this article

Grants and financial help

Contact does not give grants or financial help.

Many charities will give grants to families in order to help with things like specialist equipment, therapies, essential items, and holidays. This can range from small local charities to large national organisations such as The Family Fund.

Before looking into grants or funding, you might be better taking our Turn2Us benefits check to make sure you’re claiming what you’re entitled to.

Our grants search tool

Find out about grants and financial help by using our Turn 2Us grants search tool, below.

Online grants search

Find out about grants and financial help by using our Turn 2Us grants search tool, below.

Online grants search

Our grants list

We have a summary list of charities that offer grants and funding for certain occupations, disabilities or geographical areas. Many charities do not accept applications directly from individual families and you may need a professional such as a GP, teacher or social worker to make the initial application.

Please check eligibility criteria before applying for any financial help.

Local welfare assistance schemes

Many councils have a scheme offering financial assistance to low-income families in need. This may take the form of a grant, a loan or assistance in kind.

In England the type of help available and who qualifies varies from council to council. Ask your local Citizens Advice whether there is a welfare assistance scheme in your area and how you apply.

In Scotland there is a nationwide system of grants under the Scottish Welfare Fund. In Wales there is the Discretionary Assistance Fund and in Northern Ireland the Discretionary Support scheme.

Budgeting loans

If you have been in receipt of certain means tested benefits for at least six months, you can apply for an interest-free budgeting loan from JobCentre Plus to meet the costs of certain essential items. Budgeting loans have been replaced by budgeting advances for those on Universal Credit.

Any help that you get from a budgeting loan or a budgeting advance needs to be repaid from your ongoing benefit payments. This will be done gradually over time.

Help with Council Tax

You might be eligible for the Council Tax Disability Reduction Scheme or a Council Tax discount.

See more information about help with Council Tax.

Funeral and maternity grants

People on certain benefits may be eligible for a grant if they are responsible for the costs of a funeral or have recently given birth or adopted a child.

Find out more about Funeral Expenses Payment

Find out more about Sure Start Maternity Grant (not in Scotland)

Find out more about Pregnancy and Baby Grant (Scotland only)